:root { --primary-color: #1a3c8e; --accent-color: #00d2ff; --text-color: #333; --bg-color: #f8fbff; }
        * { box-sizing: border-box; margin: 0; padding: 0; }
        body { font-family: 'Helvetica Neue', Arial, sans-serif; line-height: 1.6; color: var(--text-color); background: var(--bg-color); }
        .container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
        header { background: #fff; padding: 15px 0; border-bottom: 1px solid #eee; position: sticky; top: 0; z-index: 1000; }
        .nav-inner { display: flex; align-items: center; justify-content: space-between; }
        .nav-links { display: flex; gap: 0; }
        .nav-links a { padding: 10px 15px; text-decoration: none; color: #333; font-weight: 500; }
        .hero { padding: 80px 0; text-align: center; background: linear-gradient(135deg, #1a3c8e, #00d2ff); color: #fff; }
        .hero h1 { font-size: 3rem; margin-bottom: 20px; }
        .btn { display: inline-block; padding: 12px 30px; background: #fff; color: var(--primary-color); border-radius: 5px; text-decoration: none; font-weight: bold; margin-top: 20px; transition: 0.3s; }
        .section { padding: 60px 0; }
        .grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 30px; }
        .card { background: #fff; padding: 30px; border-radius: 10px; box-shadow: 0 4px 6px rgba(0,0,0,0.05); }
        footer { background: #1a3c8e; color: #fff; padding: 40px 0; text-align: center; }
        .faq-item { margin-bottom: 15px; border-bottom: 1px solid #eee; padding-bottom: 10px; }
        .form-group { margin-bottom: 15px; }
        input, select, textarea { width: 100%; padding: 10px; margin-top: 5px; border: 1px solid #ddd; border-radius: 4px; }